Sherie Griffiths

March 26, 2010

Glossary of Terms – The F’s

From Ray Stannard, International Trade Financial Solutions.

 

The title of this post might be an unfortunate choice, but consistency is everything.  Good news re Incoterms – after ‘F’, there are no more!   As a result, I think we’ll start getting through letters more quickly.

FAS Incoterm 

Free Alongside Ship [named port].  The seller clears the goods for export and delivers them the relevant ship at a named port.  Thereafter, the buyer is responsible for the  goods.

FCA Incoterm 

Free Carrier.  Similar, but different, to FAS.  Again, the seller is responsible for the goods up to a location named by the buyer.  This could be the seller’s premises, or those of a carrier/forwarder.  If the term is FCA Seller’s Premises, the seller is only responsible for the loading of the goods; however, FCA Named Place  means that the seller is also responsible for the inland freight to that named place.

FCL

Full Container Load.  This is NOT an Incoterm.  This is where a container is used exclusively by one shipper.  Exclusive use, if you can fill the container, can result in lower shipping costs.

FCR

Forwarder’s Certificate of Receipt.  This is a document issued by the Freight Forwarders nominated by the buyer to collect goods from the seller which confirms the receipt of goods in its custody.  An FCR can replace the transport document under a Letter of Credit, but only if it is specifically mentioned as the acceptable document evidencing transport.

FIATA

The International Federation of Freight Forwarders Association.  FIATA is an independent organisation which represents many [but not all] freight forwarders in many countries throughout the world.

FOB Incoterm

Free on Board.  Probably one of the most well known of the Incoterms and, technically, the most mis-used, since title passes when the goods pass over the ship’s rail.  FOB was designed in pre containerisation days, when goods were lifted by crane at the dockside.  Technically, FCA should be used for containerised shipments, but old habits are hard to break….

Foreign Currency Accounts

 The holding of an account in any currency other than Sterling.  Normally used where a business either has 2 way currency flows and/or operates a foreign exchange policy, grouping several invoices before conversion to another currency.  The possible downside of operation such accounts can be on cashflow insofar as funds ‘may be in the wrong currency’.

Foreign Exchange Risk

 Anyone who trades in a foreign currency will have a degree of Foreign Exchange risk. The risk is caused by the minute by minute fluctuations in exchange rates.  An appreciationof this risk and understanding of what steps can be taken to mitigate this risk isa vital tool for anyone who wants a successful overseas trading strategy [buying or selling].

Forwarding Agent

Often used by smaller businesses to clear customs for goods coming into the UK from outside the EU.

Forward Contracts

Used as part of the strategy to mitigate against adverse movements in exchange rates; an example of a widely available tool to manage foreign exchange risk [see above].  You agree to buy/sell a specific amount of currency at either a fixed future date or between a range of dates, agreeing the rate today.

Free Circulation

Goods that are already in circulation within the EU, having either previously entered into the EU, with all relevant duty paid, or having originated in the EU.  In the eyes of HMRC, goods in free circulation are not classified as imports or exports.

Free Trade Zone

A designated port/area in a Country where duty free import of non prohibited goods is permitted.  Often seen in developing countries to attract business and inward investment.

Freight Forwarder

A freight forwarder will look after the shipment of goods between seller and buyer, taking care of the freight, customs clearance, insurance, etc.  Many freight forwarders specialise in certain parts of the world, so it’s important to ensure that you use one with suitable knowledge and understanding of the Countries/regions in which you trade.

Sorry for a slightly long section, but on to G’s [and more?] next month.

March 3, 2010

A-Z of Terms – C

From International Trade Financial Solutions.

CMR – Convention Merchandises Routiers: These are the conditions for the international movement of goods by road.

Collections: Again, held over from Issue 10. A bank collection is the collection of trade debts through the banking system whereby documents relating to the shipment of goods are passed through the banking system and exchanged either for payment or an acknowledgement of acceptance [usually by means of a Bill of Exchange] for payment at a fixed future date. Both buyer and seller must agree to this course of action at the start and, unlike Letters of Credit, there is no undertaking by the bank to pay. It is generally felt that this is a more secure method than open account trading.

Confirmed Letter of Credit: I will cover this when we look at Letters of Credit, later in the series.

Consignee: The party to whom goods are sent.

Consignor: Also known as the shipper; the party despatching the goods.

Consignment (1): The underlying goods sent by the consignor to the consignee.

Consignment (2): Care – if goods are exported subject to consignment, the exporter will only receive payment on completed sales. Any unsold may be returned to the seller, at the seller’s expense. Can be high risk and expensive.

Containerisation: The use of sealed containers into which goods are packed for shipment.

Convertible Currency: A currency that can be freely bought and sold for other currencies at will, e.g. Sterling, US Dollar, Euro, etc. Exporters must ensure that payment for their goods will be in a freely convertible currency. Note, however, that this may not necessarily mean that funds will be immediately available, if the country concerned still uses exchange control.

Correspondent Bank: A bank that operates in its own Country the business of a foreign bank.

CPT Incoterm: Carriage Paid To [named place]. The seller clears the goods for export and pays for delivery to a named place. The goods are deemed to have been delivered, and the responsibility for them passes to the buyer, once they have been taken by the seller’s carrier.

Customs: Generic term for HMRC. Whether you are importing or exporting, you must follow HMRC regulations, which are complex and detailed. If you use a freight forwarder or shipping agent, they can undertake much of the customs procedures on your behalf but, like tax returns, you are still ultimately liable for the accuracy, etc. of all declarations.

Customs Commodity Code: Also known as CN Code. An 8 digit code required for all goods to be exported outside the EU. Imports from outside the EU have a 10 digit code. These must be entered on the relevant documentation and are available from HMRC via their publication known as The Tariff.

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